Q:  Can I bring a guest?

A:     No. Due to the limited seating at the Meeting, guests will not be allowed to attend this Meeting.

Q:  What is the quorum requirement of the Meeting?

A:     A majority of the outstanding shares on December 18, 2001, constitutes a quorum for voting at this Meeting. If you vote, your shares will be part of the quorum. Abstentions and broker non-votes will be counted in determining the quorum, but neither will be counted as votes cast. On December 3, 2001, there were 290,914,228 shares outstanding.

Q:  How much did this proxy solicitation cost?

A:     The Company hired Georgeson Shareholder Communications Inc. to assist in the distribution of proxy materials and solicitation of votes. The estimated fee is $18,500 plus per call fees for any individual solicitation and reasonable out-of-pocket expenses. In addition, the Company will reimburse brokerage houses and other custodians, nominees and fiduciaries for the reasonable out-of-pocket expenses for forwarding proxy and solicitation material to shareholders.